Are crisis situations just a test of knowledge, experience, skills, diligence, and/or worth?

It's just as the Navy Seals say, “people do not rise to the occasion. They sink to their level of training.” Training and experience can be tested if an individual has it. There may be particular crisis situations where an individual may have no prior knowledge. The good news is that more can be learned from failures than successes…so even with these situations, good can be gained from the experience….for the next test.